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Solution

Smart underwriting

Like all aspects of property and casualty insurance, the way we approach underwriting is evolving at a rapid speed. To stay ahead, and perform their role more efficiently, underwriters need the right tools.

Insurers can improve their risk assessment capabilities by using decision-support insights from various data sources to underwrite their policies more accurately. They can also use insights and analytics to continuously refine and monitor the overall book capacity through real-time portfolio data.

Meanwhile, reducing manual, time-consuming, and non-value-adding tasks can free up insurance writers to focus on building relationships and making sales. An innovative solution around the underwriting process can also improve the collaboration between underwriters and agents/brokers, thereby boosting the conversion rate and premium collection.

We assist insurers in enhancing their underwriting process with detailed risk and ESG insights, making it more efficient, resilient, and accurate.

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    World property and casualty insurance report 2024

    Become an underwriting trailblazer: Chart your transformation across a shifting risk landscape

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    World P&C Insurance Report 2024

      How can we help

      Enhance your risk assessment and pricing using AI, robust data, and predictive models.

      Capgemini offers multiple solutions to enhance risk assessment accuracy and pricing.

      The first major tool is Intelligent Location, designed to improve accuracy in risk assessments thanks to enriched decision-support analytics. It helps you use external data from curated vendors, risk indicators, etc. to create a centralized location hub with granular location risk profiles and near real-time risk profile assessments. 
      We offer you another powerful solution, Generative AI for Professional Liability Pricing, that uses AI and large language models to monitor company disclosures and advise clients on risks. This customizable solution, enhanced with predictive modeling, helps insurers exceed traditional D&O underwriter insights.

      Transform your underwriting function and simplify your workflow.

      An underwriter’s workbench transforms the underwriting function by reducing workflow and the amount of data and documents. With quick access to required data, your underwriters gain a single pane of glass view. By leveraging automation and generative AI, they are free to focus on improving collaboration with brokers, leading to increased conversion and optimized results.​

      Dynamic pricing is becoming a critical component to acquiring and retaining customers. Our tools will help you transform your pricing analytics development and deployment value chain to improve your speed to market.

      Drive effective book management with our portfolio risk management solution

      You can make informed decisions and update underwriting guidelines promptly with insights drawn from your portfolio data. Our new solution allows for a clear understanding of your current policies, exposure limits, and detailed analysis of areas with excessive risk.

      Client stories

        A new platform opens the door to innovation for a global insurer

        A new platform opens the door to innovation for a global insurer

        By working with Capgemini, the company enhances operational efficiency, improves customer engagement, and sets the stage for the latest insurance innovations

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        A leading insurer grows its customer base by investing in its underwriters

        Shorter time-to-market for more personalized product offerings thanks to a modular platform

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          Research and insights

          Point of view

          Elevate underwriting accuracy and efficiency
          Point of view

          Unleashing growth: The evolving role of underwriters
          Point of view

          Mission possible: propelling rapid transformation at scale
          Point of view

          Embedded insurance: building customer-centric insurance distribution using APIs
          Capgemini Research Institute

          Weathering the climate change storm: How insurers are moving towards risk resiliency

          capgemini-research-institute
          Point of view

          Guidewire cloud migration: Transitioning your core platform efficiently

          Meet our experts

          Adam Denninger

          Adam Denninger

          Global Industry Leader, Insurance
          Adam Denninger leads Capgemini’s global strategy, offers, and go-to-market for the insurance industry. Adam has spent 20+ years creating business and technology strategies and solutions to transform the operating capabilities of leading insurers

          Shane Cassidy

          Insurance Business Unit Leader
          Shane Cassidy is the head of Capgemini’s Global Insurance Business Unit. Shane has been at the forefront of digital disruption and innovation for two decades, identifying and developing solutions to address the market evolution.

          Satish Weber

          Executive Vice President, Financial Services; Insurance Sales and Go To Market Leader
          Kiran-Boosam

          Kiran Boosam

          Global Portfolio Leader for Insurance
          Kiran Boosam leads Capgemini’s Global Insurance Portfolio. A career P&C and life insurance expert, Kiran assesses the industry dynamics, forecasts Insurance CXOs’ strategies, shapes fitting innovative portfolios, and enables key accounts to leverage the power of the Capgemini Group, external ecosystems, and emerging technologies.
          andrew-hood

          Andrew Hood

          Executive Vice President, Global Insurance Practice Head, Capgemini Financial Services

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